How to Choose a Lease-to-Own Company in Topsham, ME
When selecting a lease-to-own company in Topsham, ME, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Topsham and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Topsham, ME Work?
How does Acima Leasing work? Or Snap Finance? Most Topsham, ME lease-to-own companies operate similarly. First, you pick from a list of approved Topsham retailers. Next, you shop online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Acima Leasing in Topsham, ME or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Topsham, ME?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Topsham, ME. As a general rule of thumb, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Topsham, ME Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Topsham, ME retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Topsham businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Topsham, ME or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Topsham, ME
Both Snap Finance and Amica Leasing aim to help shoppers in Topsham, ME with less-than-perfect credit get the items they need. Each company considers multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Topsham, ME. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
Acima Leasing in Topsham, ME also requires an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Topsham, ME? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Topsham, ME shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.