How to Choose a Lease-to-Own Company in South Portland, ME
When selecting a lease-to-own company in South Portland, ME, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in South Portland and Acima Leasing so you can find the right company for you.
Snap Finance in South Portland, ME vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most South Portland, ME lease-to-own companies operate similarly. You shop at an approved South Portland retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in South Portland, ME will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in South Portland, ME?
The items you can shop for vary based on which South Portland, ME retailers are approved by Snap Finance or Acima Leasing. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
South Portland, ME and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in South Portland, ME and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small South Portland businesses to the big brands you know, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in South Portland, ME.
Am I Qualified to Apply for Snap Finance or Acima Leasing in South Portland, ME?
Snap Finance and Amica Leasing are dedicated to helping South Portland, ME shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in South Portland, ME. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in South Portland, ME also need an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in South Portland, ME, the Choice Is Yours
Many shoppers across South Portland, ME can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.