Choosing Your Scarborough, ME Lease-to-Own Company
When choosing a lease-to-own company in Scarborough, ME, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Scarborough so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Scarborough, ME Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Scarborough, ME follow similar models. You shop at an approved Scarborough retailer online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Scarborough, ME will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Scarborough, ME?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Scarborough, ME. Usually, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Scarborough, ME Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Scarborough, ME as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Scarborough and the big brands you know, including Asus, Purple, and Frigidaire. Get started today at a store near you in Scarborough, ME or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Scarborough, ME
Everyone in Scarborough, ME deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Scarborough, ME. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Scarborough, ME also requires at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Scarborough, ME
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Scarborough, ME. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.