Snap Finance in Saco, ME or Acima Leasing: Which is Better for You?

Looking for a lease-to-own company in Saco, ME? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Choosing Your Saco, ME Lease-to-Own Company

When comparing lease-to-own companies in Saco, ME, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Saco so you can find the right company for you.

Understanding How Snap Finance and Acima Leasing in Saco, ME Work

How does Acima Leasing work? Or Snap Finance? Whichever Saco, ME lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Saco and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Saco, ME will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

Saco, ME Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for in Saco, ME depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Saco, ME

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Saco, ME retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Saco businesses to the big brands you know, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Saco, ME or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Saco, ME

Everyone in Saco, ME deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

For Snap Finance, you must be old enough to legally enter into a contract in Saco, ME. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.

For Acima Leasing in Saco, ME, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Interested in Companies Like Snap Finance? Consider Acima Leasing in Saco, ME

Acima Leasing and Snap Finance are great options for Saco, ME shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.