Choosing Your Lincoln, ME Lease-to-Own Company
When comparing lease-to-own companies in Lincoln, ME, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Lincoln and Snap Finance so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Lincoln, ME Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Lincoln, ME tend to work the same way. You shop in person or online at an approved Lincoln retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Lincoln, ME will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Lincoln, ME?
The items you can shop for vary based on which Lincoln, ME retailers are approved by Snap Finance or Acima Leasing. Typically, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Lincoln, ME and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Lincoln, ME and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Lincoln stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Lincoln, ME, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Lincoln, ME
Both Snap Finance and Amica Leasing aim to help shoppers in Lincoln, ME with less-than-perfect credit get the items they need. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Lincoln, ME. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Lincoln, ME requires an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Lincoln, ME Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Lincoln, ME. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.