What to Look for in Lewiston, ME Lease-to-Own Companies
When choosing a lease-to-own company in Lewiston, ME, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Lewiston so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Lewiston, ME Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Lewiston, ME follow similar models. You shop at an approved Lewiston retailer online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Acima Leasing in Lewiston, ME or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Lewiston, ME?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Lewiston, ME. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Lewiston, ME
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Lewiston, ME retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Lewiston and national brands you trust, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Lewiston, ME.
What Are the Requirements for Acima Leasing vs. Snap Finance in Lewiston, ME?
Snap Finance and Acima Leasing both want to help shoppers in Lewiston ME get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Lewiston, ME. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Lewiston, ME also need an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Lewiston, ME
Many shoppers across Lewiston, ME can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.