Choosing a Lease-to-Own Company in Ellsworth, ME
When selecting a lease-to-own company in Ellsworth, ME, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Ellsworth so you can determine which company is right for you.
Snap Finance in Ellsworth, ME vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Whichever Ellsworth, ME lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Ellsworth retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Ellsworth, ME will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Ellsworth, ME?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Ellsworth, ME. As a general rule of thumb, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Ellsworth, ME and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Ellsworth, ME businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Ellsworth stores and trusted name brands, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Ellsworth, ME.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Ellsworth, ME?
Snap Finance and Amica Leasing are dedicated to helping Ellsworth, ME shoppers get the items they need — regardless of credit score. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Ellsworth, ME. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Ellsworth, ME also requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Ellsworth, ME? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Ellsworth, ME shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.