Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Dover Foxcroft, ME

You need a lease-to-own option in Dover Foxcroft, ME — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Dover Foxcroft, ME Lease-to-Own Companies

When selecting a lease-to-own company in Dover Foxcroft, ME, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Dover Foxcroft so you can determine which company is right for you.

Snap Finance in Dover Foxcroft, ME vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Dover Foxcroft, ME follow similar models. You shop in person or online at an approved Dover Foxcroft retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in Dover Foxcroft, ME or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Dover Foxcroft, ME?

The items you can shop for vary based on which Dover Foxcroft, ME retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

Dover Foxcroft, ME Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Dover Foxcroft, ME businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Dover Foxcroft stores and national brands you trust, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Dover Foxcroft, ME.

What’s Needed to Apply for Acima Leasing or Snap Finance in Dover Foxcroft, ME

Snap Finance and Amica Leasing are dedicated to helping Dover Foxcroft, ME shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration during application review. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in Dover Foxcroft, ME. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in Dover Foxcroft, ME also need at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Dover Foxcroft, ME Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Dover Foxcroft, ME shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.