Choosing Your Biddeford, ME Lease-to-Own Company
When picking a lease-to-own company in Biddeford, ME, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Biddeford and Snap Finance so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Biddeford, ME Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Biddeford, ME tend to work the same way. To start, you choose an approved retailer in Biddeford and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Biddeford, ME or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Biddeford, ME?
The items you can shop for vary based on which Biddeford, ME retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Biddeford, ME
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Biddeford, ME businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Biddeford and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Biddeford, ME or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Biddeford, ME
Snap Finance and Acima Leasing both want to help shoppers in Biddeford ME get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Biddeford, ME. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.
Acima Leasing in Biddeford, ME also requires at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Biddeford, ME
Acima Leasing and Snap Finance are great options for Biddeford, ME shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.