How to Choose a Lease-to-Own Company in Augusta, ME
When choosing a lease-to-own company in Augusta, ME, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Augusta so you can decide which company sounds best for you.
How Does Lease-to-Own in Augusta, ME Work?
How does Snap Finance work? Or Acima Leasing? Most Augusta, ME lease-to-own companies operate similarly. To start, you choose an approved retailer in Augusta and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Snap Finance in Augusta, ME or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Augusta, ME?
The items you can shop for vary based on which Augusta, ME retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Augusta, ME Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Augusta, ME and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Augusta and trusted name brands, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Augusta, ME or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Augusta, ME?
Everyone in Augusta, ME deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Augusta, ME, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Augusta, ME requires an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Augusta, ME, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Augusta, ME. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.