How to Choose a Lease-to-Own Company in Auburn, ME
When choosing a lease-to-own company in Auburn, ME, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Auburn so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Auburn, ME
How do Acima Leasing and Snap Finance work? Whichever Auburn, ME lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Auburn retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Auburn, ME or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Auburn, ME?
The items you can shop for in Auburn, ME depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Auburn, ME
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Auburn, ME businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Auburn businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Auburn, ME stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Auburn, ME?
For shoppers in Auburn, ME with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Auburn, ME, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
For Acima Leasing in Auburn, ME, you will also need an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Looking for Companies Like Snap Finance in Auburn, ME? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Auburn, ME. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.