Choosing Between Acima Leasing and Progressive Leasing in Zachary, LA

Looking to lease-to-own in Zachary, LA but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Zachary, LA?

Lease-to-own can be a great option when you need new electronics, furniture, tires, and other items but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Zachary, but how do you know which one to go with? Let's compare Acima Leasing in Zachary, LA against Progressive Leasing to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.

How Do Acima Leasing and Progressive Leasing in Zachary, LA Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Zachary, LA? Applying with either company will look pretty similar. Shop at eligible Zachary stores, pick out the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Zachary, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Zachary vs. Acima Leasing?

While Acima Leasing and Progressive Leasing in Zachary, LA have similar application processes, they have different requirements. For Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing applicants in Zachary, LA need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Zachary with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing Stores in Zachary, LA

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Zachary and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing lets you choose from more than 15,000 stores — including national brands and local businesses. Shop at the stores you know and love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Zachary, LA, or view Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Zachary, LA

The rules for leasable items at Acima Leasing and Progressive Leasing in Zachary, LA are quite similar. Typically, an eligible product must be durable, returnable, and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Progressive Leasing or Acima Leasing in Zachary, LA Right for You?

The decision of which Zachary, LA lease-to-own company to choose is entirely yours to make. To choose the right fit, consider approval requirements, which stores in Zachary you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Get instant shopping power for the items you need today.