Choosing Your Stonewall, LA Lease-to-Own Company
When selecting a lease-to-own company in Stonewall, LA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Stonewall and Snap Finance so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Stonewall, LA Work
How do Acima Leasing and Snap Finance work? Most Stonewall, LA lease-to-own companies operate similarly. To start, you choose an approved retailer in Stonewall and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Stonewall, LA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Stonewall, LA?
The items you can shop for vary based on which Stonewall, LA retailers are approved by Snap Finance or Acima Leasing. Usually, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Stonewall, LA Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Stonewall, LA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Stonewall and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Stonewall, LA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Stonewall, LA
Snap Finance and Acima Leasing both want to help shoppers in Stonewall LA get the items they need — even if they don't have perfect credit. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Stonewall, LA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
For Acima Leasing in Stonewall, LA, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Stonewall, LA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Stonewall, LA. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.