How to Choose a Lease-to-Own Company in Shreveport, LA
When picking a lease-to-own company in Shreveport, LA, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Shreveport so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Shreveport, LA Work
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Shreveport, LA tend to work the same way. To start, you choose an approved retailer in Shreveport and shop in person or online. Then, you apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Shreveport, LA will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Shreveport, LA?
The items you can shop for vary based on which Shreveport, LA retailers are approved by Snap Finance or Acima Leasing. Usually, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Shreveport, LA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Shreveport, LA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Shreveport and national brands you love, including Asus, Purple, and Frigidaire. Get started today at a store near you in Shreveport, LA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Shreveport, LA?
For shoppers in Shreveport, LA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Shreveport, LA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in Shreveport, LA, you will also need an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Shreveport, LA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Shreveport, LA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.