What to Look for in Ruston, LA Lease-to-Own Companies
When picking a lease-to-own company in Ruston, LA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Ruston and Acima Leasing so you can decide which company sounds best for you.
Snap Finance in Ruston, LA vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Whichever Ruston, LA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Ruston retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Ruston, LA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Ruston, LA?
The items you can shop for in Ruston, LA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Ruston, LA
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Ruston, LA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Ruston and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Ruston, LA, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Ruston, LA
For shoppers in Ruston, LA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Ruston, LA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Ruston, LA also need at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Ruston, LA
Many shoppers across Ruston, LA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.