Comparing Lease-to-Own Companies in Ruston, LA
Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but lack the funds. You have your choice of companies like Progressive Leasing in Ruston, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Ruston, LA to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.
Ruston Progressive Leasing vs. Acima Leasing: How They Work
How does Progressive Leasing work in Ruston, LA? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at eligible retailers in Ruston, find the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!
How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Ruston!
What Are the Requirements for Progressive Leasing in Ruston vs. Acima Leasing?
Acima Leasing and Progressive Leasing in Ruston, LA might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
For Acima Leasing in Ruston, LA, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Ruston with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Where in Ruston Can I Shop with Acima Leasing vs. Progressive Leasing?
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Ruston stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.
Acima Leasing partners with more than 15,000 stores — both local and nationwide. Shop at your favorite retailers, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. View stores near you in Ruston, LA, or browse Acima Leasing’s online retailers.
What Items Can I Lease in Ruston, LA with Acima Leasing vs. Progressive Leasing?
You'll find that Progressive Leasing and Acima Leasing in Ruston, LA have similar leasable items. Generally, eligible items are durable goods that are returnable and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.
Which Is Better: Acima Leasing or Progressive Leasing in Ruston, LA?
The decision of which Ruston, LA lease-to-own company to choose is entirely yours to make. The best option for you depends on the application process, approval requirements, and which Ruston stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Lease-to-own can help you get the products you need today.