What to Look for in Raceland, LA Lease-to-Own Companies
When selecting a lease-to-own company in Raceland, LA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Raceland so you know which company is your best fit.
Snap Finance in Raceland, LA vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Raceland, LA follow similar models. To start, you choose an approved retailer in Raceland and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Raceland, LA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
Raceland, LA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Raceland, LA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Raceland, LA
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Raceland, LA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Raceland businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Raceland, LA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Raceland, LA?
Everyone in Raceland, LA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Raceland, LA, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Raceland, LA also requires at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Raceland, LA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Raceland, LA. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.