Choosing a Lease-to-Own Company in Opelousas, LA
When picking a lease-to-own company in Opelousas, LA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Opelousas and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Opelousas, LA Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Opelousas, LA lease-to-own companies operate similarly. You shop at an approved Opelousas retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Opelousas, LA will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Opelousas, LA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Opelousas, LA. As a general rule of thumb, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Opelousas, LA
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Opelousas, LA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Opelousas and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Opelousas, LA or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Opelousas, LA
Snap Finance and Acima Leasing both want to help shoppers in Opelousas LA get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Opelousas, LA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Opelousas, LA also need an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Opelousas, LA Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Opelousas, LA. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.