Choosing Your Oakdale, LA Lease-to-Own Company
When choosing a lease-to-own company in Oakdale, LA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Oakdale and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Oakdale, LA Work?
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Oakdale, LA tend to work the same way. You shop at an approved Oakdale retailer online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Oakdale, LA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Oakdale, LA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Oakdale, LA. Typically, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Oakdale, LA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Oakdale, LA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Oakdale stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Oakdale, LA.
Acima Leasing vs. Snap Finance Application and Requirements in Oakdale, LA
For shoppers in Oakdale, LA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Oakdale, LA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
For Acima Leasing in Oakdale, LA, you will also need an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Oakdale, LA? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Oakdale, LA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, application process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.