How to Choose a Lease-to-Own Company in Metairie, LA
When selecting a lease-to-own company in Metairie, LA, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Metairie and Acima Leasing so you can decide which company sounds best for you.
Snap Finance in Metairie, LA vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Whichever Metairie, LA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Metairie and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing in Metairie, LA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Metairie, LA?
The items you can shop for in Metairie, LA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Metairie, LA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Metairie, LA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Metairie and national brands you love, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Metairie, LA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Metairie, LA
Both Snap Finance and Amica Leasing support Metairie, LA residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Metairie, LA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Metairie, LA also need an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Metairie, LA
Acima Leasing and Snap Finance have a lot to offer shoppers in Metairie, LA. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.