Snap Finance in Livingston, LA or Acima Leasing: Which is Better for You?

Looking for a lease-to-own company in Livingston, LA? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Livingston, LA

When choosing a lease-to-own company in Livingston, LA, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Livingston and Acima Leasing so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Livingston, LA

How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Livingston, LA tend to work the same way. To start, you choose an approved retailer in Livingston and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Livingston, LA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Livingston, LA?

The items you can shop for in Livingston, LA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Livingston, LA and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Livingston, LA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Livingston and trusted name brands, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Livingston, LA.

What’s Needed to Apply for Acima Leasing or Snap Finance in Livingston, LA

Everyone in Livingston, LA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Livingston, LA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in Livingston, LA also need an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Livingston, LA

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Livingston, LA. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.