Choosing Your Lake Charles, LA Lease-to-Own Company
When choosing a lease-to-own company in Lake Charles, LA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Lake Charles so you can decide which company sounds best for you.
Snap Finance in Lake Charles, LA vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Whichever Lake Charles, LA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Lake Charles retailer and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
If you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Lake Charles, LA will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
Lake Charles, LA Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Lake Charles, LA. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Lake Charles, LA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Lake Charles, LA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Lake Charles stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Lake Charles, LA stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Lake Charles, LA
Snap Finance and Amica Leasing are dedicated to helping Lake Charles, LA shoppers get the items they need — regardless of credit score. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Lake Charles, LA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.
Acima Leasing in Lake Charles, LA also requires an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Lake Charles, LA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Lake Charles, LA. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.