Choosing Your Lafayette, LA Lease-to-Own Company
When selecting a lease-to-own company in Lafayette, LA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Lafayette so you can find the right company for you.
Snap Finance in Lafayette, LA vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Lafayette, LA follow similar models. You shop in person or online at an approved Lafayette retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, shop for the eligible products you want to get, and Snap Finance in Lafayette, LA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Lafayette, LA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Lafayette, LA. As a general rule of thumb, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Lafayette, LA Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Lafayette, LA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Lafayette and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Lafayette, LA or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Lafayette, LA
For shoppers in Lafayette, LA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration during application review. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Lafayette, LA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Lafayette, LA requires at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Lafayette, LA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Lafayette, LA. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.