Comparing Acima Leasing and Snap Finance in Jonesboro, LA

Seeking a lease-to-own solution in Jonesboro, LA? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Jonesboro, LA Lease-to-Own Companies

When picking a lease-to-own company in Jonesboro, LA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Jonesboro so you can find the right company for you.

How Does Lease-to-Own in Jonesboro, LA Work?

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Jonesboro, LA lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Jonesboro retailer online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, select the eligible products you want, and Acima Leasing in Jonesboro, LA or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Jonesboro, LA?

The items you can shop for in Jonesboro, LA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

Acima Leasing vs. Snap Finance Stores in Jonesboro, LA

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Jonesboro, LA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Jonesboro and the big brands you know, including Asus, Purple, and Frigidaire. Get started today at a store near you in Jonesboro, LA or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Jonesboro, LA

Snap Finance and Amica Leasing are dedicated to helping Jonesboro, LA shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Jonesboro, LA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Jonesboro, LA requires an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Acima Leasing or Snap Finance in Jonesboro, LA, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Jonesboro, LA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.