Comparing Acima Leasing and Snap Finance in Jennings, LA

You’re ready to shop with help from a lease-to-own company in Jennings, LA. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Jennings, LA

When picking a lease-to-own company in Jennings, LA, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Jennings and Snap Finance so you can find the right company for you.

Snap Finance in Jennings, LA vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Whichever Jennings, LA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Jennings retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, pick the eligible items you want, and Acima Leasing in Jennings, LA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in Jennings, LA?

The items you can shop for in Jennings, LA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

Jennings, LA Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Jennings, LA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Jennings and trusted name brands, including Asus, Purple, and Frigidaire. Find stores near you in Jennings, LA, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Jennings, LA

Snap Finance and Amica Leasing are dedicated to helping Jennings, LA shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.

To apply for Snap Finance in Jennings, LA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.

For Acima Leasing in Jennings, LA, you will also need an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Jennings, LA? Try Acima Leasing

Many shoppers across Jennings, LA can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.