How to Choose a Lease-to-Own Company in Houma, LA
When picking a lease-to-own company in Houma, LA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Houma and Snap Finance so you know which company is your best fit.
Snap Finance in Houma, LA vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most Houma, LA lease-to-own companies operate similarly. To start, you choose an approved retailer in Houma and shop in person or online. Then, you complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Houma, LA will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Houma, LA?
The items you can shop for in Houma, LA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Houma, LA
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Houma, LA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Houma businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Houma, LA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Houma, LA?
For shoppers in Houma, LA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Houma, LA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Houma, LA also requires an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Houma, LA
Acima Leasing and Snap Finance are great options for Houma, LA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.