How Do I Choose Between Lease-to-Own Companies in Homer, LA?
Lease-to-own can be a great solution when you need new tires, appliances, furniture, and other items but are low on cash. You have your choice of companies like Progressive Leasing in Homer, but how do you know which one to go with? Let's compare Acima Leasing in Homer, LA against Progressive Leasing to guide you in deciding which company has the best application process, store selection, and requirements for you.
Homer Acima Leasing vs. Progressive Leasing: How Do They Work?
How does Acima Leasing work in Homer, LA? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at eligible retailers in Homer, pick out the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!
How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Homer, you can be approved for up to $5,000!
Homer Acima Leasing Requirements vs. Progressive Leasing Requirements
While Acima Leasing and Progressive Leasing in Homer, LA have similar application processes, they have different requirements. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
For Acima Leasing in Homer, LA, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Homer shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Progressive Leasing vs. Acima Leasing: Homer, LA Stores
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Homer and online, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.
Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop at your favorite retailers, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out Acima Leasing's online retailers, or browse Homer, LA stores.
What Items Can I Lease in Homer, LA with Acima Leasing vs. Progressive Leasing?
Acima Leasing and Progressive Leasing in Homer, LA follow similar guidelines for leasable items. Generally, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.
Which Is Right for You: Progressive Leasing or Acima Leasing in Homer, LA?
We can’t tell you which lease-to-own company in Homer, LA to choose. The best option for you depends on which Homer retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get the products you need today with lease-to-own shopping power.