What to Look for in Haughton, LA Lease-to-Own Companies
When selecting a lease-to-own company in Haughton, LA, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Haughton so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Haughton, LA Work
How does Snap Finance work? Or Acima Leasing? Whichever Haughton, LA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Haughton retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, select the eligible products you want, and Snap Finance or Acima Leasing in Haughton, LA will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Haughton, LA?
The items you can shop for vary based on which Haughton, LA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Haughton, LA
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Haughton, LA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Haughton stores and national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Haughton, LA.
What Are the Requirements for Acima Leasing vs. Snap Finance in Haughton, LA?
Snap Finance and Acima Leasing both want to help shoppers in Haughton LA get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Haughton, LA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Haughton, LA also need an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Haughton, LA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Haughton, LA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.