Lease-to-Own in Hammond, LA: Acima Leasing or Progressive Leasing?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Hammond, LA? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Hammond, LA Lease-to-Own Companies

Lease-to-own can be a great option when you need new furniture, electronics, appliances, and other goods but lack the funds. You have your choice of companies like Progressive Leasing in Hammond, but how do you know which one to go with? Let’s compare Progressive Leasing and Acima Leasing in Hammond, LA to help you determine which company offers the requirements, store selection, and application process that fits your needs.

Hammond Acima Leasing vs. Progressive Leasing: How Do They Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Hammond, LA? You can expect a similar application process for both. Shop at eligible Hammond stores, choose the items you want, and fill out an application online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It’s that easy!

How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Hammond!

Lease-to-Own Requirements for Progressive Leasing in Hammond vs. Acima Leasing

Although Acima Leasing and Progressive Leasing in Hammond, LA share similar application processes, they don't have the same requirements. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

To lease-to-own with Acima Leasing in Hammond, LA, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Hammond shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing Stores in Hammond, LA

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Hammond allows you to shop at thousands of Hammond stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.

Acima Leasing partners with more than 15,000 stores — including national brands and local businesses. Shop at the stores you know and love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out Acima Leasing's online retailers, or browse Hammond, LA stores.

What Items Can I Lease in Hammond, LA with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Hammond, LA are quite similar. Typically, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Hammond, LA?

The choice of lease-to-own company in Hammond, LA is entirely in your hands. You have to select the right fit for you based on the application process, approval requirements, and which Hammond stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.