Comparing Acima Leasing and Snap Finance in Gretna, LA

You need a lease-to-own option in Gretna, LA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Gretna, LA Lease-to-Own Company

When choosing a lease-to-own company in Gretna, LA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Gretna so you can determine which company is right for you.

How Does Lease-to-Own in Gretna, LA Work?

How does Acima Leasing work? Or Snap Finance? Whichever Gretna, LA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Gretna retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Gretna, LA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

Gretna, LA Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Gretna, LA. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Gretna, LA

Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Gretna, LA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Gretna businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Gretna, LA.

What’s Needed to Apply for Acima Leasing or Snap Finance in Gretna, LA

Snap Finance and Amica Leasing are dedicated to helping Gretna, LA shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

To apply for Snap Finance in Gretna, LA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.

For Acima Leasing in Gretna, LA, you will also need an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Gretna, LA

Acima Leasing and Snap Finance are great options for Gretna, LA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.