Choosing Your Folsom, LA Lease-to-Own Company
When choosing a lease-to-own company in Folsom, LA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Folsom so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Folsom, LA Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Folsom, LA tend to work the same way. First, you pick from a list of approved Folsom retailers. Next, you shop online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Snap Finance in Folsom, LA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Folsom, LA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Folsom, LA. Typically, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Folsom, LA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Folsom, LA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Folsom stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Folsom, LA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Folsom, LA?
For shoppers in Folsom, LA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Folsom, LA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
Acima Leasing in Folsom, LA also requires an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Folsom, LA
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Folsom, LA. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.