How Do I Choose Between Lease-to-Own Companies in Folsom, LA?
Lease-to-own can be helpful when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. Folsom is full of companies like Progressive Leasing, so how do you pick one? Let's compare Acima Leasing in Folsom, LA against Progressive Leasing to guide you in deciding which company has the best application process, store selection, and requirements for you.
How Do Acima Leasing and Progressive Leasing in Folsom, LA Work?
How does Progressive Leasing work in Folsom, LA? And how does Acima Leasing work? Both companies follow similar application processes. Shop at eligible retailers in Folsom, select the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It’s that easy!
How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Folsom, you can be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Folsom vs. Acima Leasing
While the application processes for Acima Leasing and Progressive Leasing in Folsom, LA are alike, their requirements are different. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
To lease-to-own with Acima Leasing in Folsom, LA, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Folsom shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Acima Leasing vs. Progressive Leasing Stores in Folsom, LA
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Folsom and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.
With Acima Leasing, you can choose from over 15,000 stores — including local businesses and nationwide brands. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out Acima Leasing's online retailers, or browse Folsom, LA stores.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Folsom, LA?
You'll find that Progressive Leasing and Acima Leasing in Folsom, LA have similar leasable items. Generally, eligible products include returnable, durable goods for household or personal use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.
Is Progressive Leasing or Acima Leasing in Folsom, LA Right for You?
The decision of which Folsom, LA lease-to-own company to choose is entirely yours to make. The best option for you depends on the application process, approval requirements, and which Folsom stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.