Choosing Your Colfax, LA Lease-to-Own Company
When picking a lease-to-own company in Colfax, LA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Colfax so you can decide which company sounds best for you.
Snap Finance in Colfax, LA vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Colfax, LA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Colfax retailers. Next, you shop online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Colfax, LA will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Colfax, LA?
The items you can shop for in Colfax, LA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Colfax, LA Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Colfax, LA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Colfax stores and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Colfax, LA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Colfax, LA?
Everyone in Colfax, LA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Colfax, LA, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Colfax, LA requires at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Colfax, LA? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Colfax, LA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.