What to Look for in Baton Rouge, LA Lease-to-Own Companies
When picking a lease-to-own company in Baton Rouge, LA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Baton Rouge and Acima Leasing so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Baton Rouge, LA
How does Snap Finance work? Or Acima Leasing? Most Baton Rouge, LA lease-to-own companies operate similarly. You shop in person or online at an approved Baton Rouge retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Baton Rouge, LA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Baton Rouge, LA?
The items you can shop for in Baton Rouge, LA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
Baton Rouge, LA and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Baton Rouge, LA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Baton Rouge and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Baton Rouge, LA.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Baton Rouge, LA?
Snap Finance and Amica Leasing are dedicated to helping Baton Rouge, LA shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Baton Rouge, LA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Baton Rouge, LA also requires an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Baton Rouge, LA Lease-to-Own Company
Many shoppers across Baton Rouge, LA can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.