Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Ball, LA

Looking for a lease-to-own company in Ball, LA? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Ball, LA Lease-to-Own Company

When comparing lease-to-own companies in Ball, LA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Ball and Acima Leasing so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Ball, LA Work

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Ball, LA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Ball retailer and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, shop for the eligible products you want to get, and Acima Leasing in Ball, LA or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Ball, LA?

The items you can shop for vary based on which Ball, LA retailers are approved by Snap Finance or Acima Leasing. Typically, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Ball, LA

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Ball, LA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Ball and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Ball, LA or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Ball, LA?

Snap Finance and Acima Leasing both want to help shoppers in Ball LA get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Ball, LA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Ball, LA requires an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Ball, LA? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Ball, LA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.