Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Abbeville, LA

Seeking a lease-to-own solution in Abbeville, LA? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Abbeville, LA Lease-to-Own Company

When selecting a lease-to-own company in Abbeville, LA, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Abbeville and Snap Finance so you can decide which company sounds best for you.

How Things Work with Snap Finance and Acima Leasing in Abbeville, LA

How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Abbeville, LA tend to work the same way. First, you pick from a list of approved Abbeville retailers. Next, you shop online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, pick the eligible items you want, and Acima Leasing in Abbeville, LA or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Items Can You Get With Acima Leasing or Snap Finance in Abbeville, LA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Abbeville, LA. Typically, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.

Abbeville, LA Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Abbeville, LA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Abbeville and national brands you love, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Abbeville, LA.

What’s Needed to Apply for Acima Leasing or Snap Finance in Abbeville, LA

Both Snap Finance and Amica Leasing support Abbeville, LA residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Abbeville, LA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in Abbeville, LA also need an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Acima Leasing or Snap Finance in Abbeville, LA, the Choice Is Yours

Acima Leasing and Snap Finance have a lot to offer shoppers in Abbeville, LA. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.