Progressive Leasing or Acima Leasing in Winchester, KY?

Who do you go to for lease-to-own solutions in Winchester, KY? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Winchester, KY

Lease-to-own can be a great option when you need new tires, appliances, furniture, and other items but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in Winchester, how do you know which one to pick? Let's compare Acima Leasing in Winchester, KY against Progressive Leasing so you can decide which company's store selection, requirements, and application process sound right for you.

Winchester Progressive Leasing vs. Acima Leasing: How They Work

How does Acima Leasing work in Winchester, KY? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at eligible retailers in Winchester, find the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!

What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Winchester, you may be approved for up to $5,000!

Winchester Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While the application processes for Acima Leasing and Progressive Leasing in Winchester, KY are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Winchester, KY, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Acima Leasing and Progressive Leasing both help shoppers in Winchester who have less-than-stellar credit. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing: What Winchester Stores Are Eligible?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing lets you shop at thousands of stores online and in Winchester, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.

With Acima Leasing, you can choose from over 15,000 stores — including local businesses and nationwide brands. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out which stores are eligible in Winchester, KY, or view Acima Leasing's online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Winchester, KY

Progressive Leasing and Acima Leasing in Winchester, KY consider the same items leasable. Generally, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Right for You: Progressive Leasing or Acima Leasing in Winchester, KY?

Determining the right lease-to-own company in Winchester, KY is a personal choice we can't make for you. The right choice for you will depend on which Winchester retailers you want to shop at, the application process, and approval requirements. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.