How to Choose a Lease-to-Own Company in Taylorsville, KY
When picking a lease-to-own company in Taylorsville, KY, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Taylorsville so you can decide which company sounds best for you.
Snap Finance in Taylorsville, KY vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Whichever Taylorsville, KY lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Taylorsville retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Taylorsville, KY will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Taylorsville, KY?
The items you can shop for in Taylorsville, KY depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Taylorsville, KY
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Taylorsville, KY and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Taylorsville and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Taylorsville, KY stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Taylorsville, KY
Snap Finance and Amica Leasing are dedicated to helping Taylorsville, KY shoppers get the items they need — regardless of credit score. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Taylorsville, KY. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Taylorsville, KY requires at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Taylorsville, KY? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Taylorsville, KY shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.