What to Look for in Springfield, KY Lease-to-Own Companies
When choosing a lease-to-own company in Springfield, KY, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Springfield so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Springfield, KY
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Springfield, KY lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Springfield retailers. Next, you shop online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Snap Finance in Springfield, KY or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Springfield, KY?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Springfield, KY. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Springfield, KY and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Springfield, KY as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Springfield businesses to trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Springfield, KY stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Springfield, KY?
For shoppers in Springfield, KY with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Springfield, KY. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Springfield, KY requires an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Springfield, KY
Acima Leasing and Snap Finance have a lot to offer shoppers in Springfield, KY. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.