Choosing a Lease-to-Own Company in Somerset, KY
When picking a lease-to-own company in Somerset, KY, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Somerset so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Somerset, KY Work
How does Acima Leasing work? Or Snap Finance? Whichever Somerset, KY lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Somerset retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, select the eligible products you want, and Acima Leasing or Snap Finance in Somerset, KY will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Somerset, KY?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Somerset, KY. Typically, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Somerset, KY
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Somerset, KY and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Somerset and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Somerset, KY stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Somerset, KY?
Snap Finance and Acima Leasing both want to help shoppers in Somerset KY get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Somerset, KY, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Somerset, KY also requires an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Somerset, KY? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Somerset, KY shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.