Comparing Lease-to-Own Companies in Somerset, KY
Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. With so many companies like Progressive Leasing in Somerset, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Somerset, KY so you can figure out which company's store selection, requirements, and application process sound right for you.
Somerset Acima Leasing vs. Progressive Leasing: How Do They Work?
How does Acima Leasing work in Somerset, KY? What about Progressive Leasing? They both have similar application steps. Browse at eligible Somerset retailers, select the items you want, and complete an application in-store or online. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It’s that easy!
How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Somerset, you may be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Somerset vs. Acima Leasing
While the application processes for Acima Leasing and Progressive Leasing in Somerset, KY are alike, their requirements are different. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing applicants in Somerset, KY need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Somerset with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Progressive Leasing vs. Acima Leasing: Somerset, KY Stores
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Somerset stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.
With Acima Leasing, you can choose from over 15,000 stores — both local and nationwide. Shop at your favorite retailers, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. View stores near you in Somerset, KY, or browse Acima Leasing’s online retailers.
Acima Leasing vs. Progressive Leasing: What Can You Lease in Somerset, KY?
Acima Leasing and Progressive Leasing in Somerset, KY follow similar guidelines for leasable items. Typically, eligible products include returnable, durable goods for household or personal use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Is Progressive Leasing or Acima Leasing in Somerset, KY Right for You?
The choice of lease-to-own company in Somerset, KY is entirely in your hands. The right choice for you will depend on the application process, approval requirements, and which Somerset stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Lease-to-own can help you get the products you need today.