What to Look for in Smithfield, KY Lease-to-Own Companies
When selecting a lease-to-own company in Smithfield, KY, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Smithfield and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Smithfield, KY Work?
How does Snap Finance work? Or Acima Leasing? Whichever Smithfield, KY lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Smithfield and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Smithfield, KY will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Smithfield, KY?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Smithfield, KY. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Smithfield, KY
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Smithfield, KY businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Smithfield stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Smithfield, KY stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Smithfield, KY?
Both Snap Finance and Amica Leasing aim to help shoppers in Smithfield, KY with less-than-perfect credit get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Smithfield, KY, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.
Acima Leasing in Smithfield, KY also requires an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Smithfield, KY? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Smithfield, KY. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.