Acima Leasing or Progressive Leasing in Smithfield, KY?

When you need a lease-to-own solution in Smithfield, KY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Comparing Lease-to-Own Companies in Smithfield, KY

Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but are low on cash. You have your choice of companies like Progressive Leasing in Smithfield, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Smithfield, KY to help you determine which company has the application process, requirements, and store selection that sounds best for you.

Smithfield Acima Leasing vs. Progressive Leasing: How Do They Work?

How do you lease-to-own with Progressive Leasing in Smithfield, KY? What about Acima Leasing? Applying with either company will look pretty similar. Shop at your favorite eligible stores in Smithfield, find the items you want, and complete an application in-store or online. Once approved, choose a payment option, sign the agreement, and make an initial payment. It’s that easy!

How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Smithfield!

Smithfield Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

Acima Leasing and Progressive Leasing in Smithfield, KY might follow similar application processes, but their leasing requirements differ. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing in Smithfield, KY requires you to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Are you shopping in Smithfield with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We use more than just your credit history when considering your application and determining your spending power.

Progressive Leasing vs. Acima Leasing: Smithfield, KY Stores

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Smithfield and online, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing lets you choose from more than 15,000 stores — including national brands and local businesses. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Smithfield, KY, or shop Acima Leasing's online retailers.

What Items Can I Lease in Smithfield, KY with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Smithfield, KY are quite similar. Generally, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Is Progressive Leasing or Acima Leasing in Smithfield, KY Right for You?

The decision of which Smithfield, KY lease-to-own company to choose is entirely yours to make. The right choice for you will depend on which Smithfield retailers you want to shop at, the application process, and approval requirements. To gain more insight into each company, download the apps and read customer reviews. Secure instant shopping power for the products you need today.