Choosing a Lease-to-Own Company in Shepherdsville, KY
When picking a lease-to-own company in Shepherdsville, KY, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Shepherdsville and Acima Leasing so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Shepherdsville, KY Work
How do Acima Leasing and Snap Finance work? Most Shepherdsville, KY lease-to-own companies operate similarly. You shop in person or online at an approved Shepherdsville retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Acima Leasing in Shepherdsville, KY or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Shepherdsville, KY?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Shepherdsville, KY. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Shepherdsville, KY and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Shepherdsville, KY and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Shepherdsville stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Shepherdsville, KY.
What’s Needed to Apply for Acima Leasing or Snap Finance in Shepherdsville, KY
For shoppers in Shepherdsville, KY with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Shepherdsville, KY. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Shepherdsville, KY also requires an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Shepherdsville, KY
Acima Leasing and Snap Finance have a lot to offer shoppers in Shepherdsville, KY. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.