Choosing Your Richmond, KY Lease-to-Own Company
When picking a lease-to-own company in Richmond, KY, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Richmond and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Richmond, KY Work
How does Acima Leasing work? Or Snap Finance? Whichever Richmond, KY lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Richmond retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Richmond, KY or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Richmond, KY?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Richmond, KY. Usually, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Richmond, KY and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Richmond, KY businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Richmond and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Richmond, KY.
What Are the Requirements for Acima Leasing vs. Snap Finance in Richmond, KY?
Snap Finance and Amica Leasing are dedicated to helping Richmond, KY shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Richmond, KY. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Richmond, KY requires at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Richmond, KY
Acima Leasing and Snap Finance have a lot to offer shoppers in Richmond, KY. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.