Selecting a Lease-to-Own Company in Richmond, KY
Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but lack the funds. When looking at companies like Progressive Leasing in Richmond, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Richmond, KY so you can decide which company offers the requirements, store selection, and application process that fits your needs.
Richmond Progressive Leasing vs. Acima Leasing: How They Work
How do you lease-to-own with Progressive Leasing in Richmond, KY? What about Acima Leasing? Applying with either company will look pretty similar. Browse at eligible Richmond retailers, choose the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!
How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Richmond, you may be approved for up to $5,000!
Richmond Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements
While Acima Leasing and Progressive Leasing in Richmond, KY have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
For Acima Leasing in Richmond, KY, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Both Acima Leasing and Progressive Leasing are designed for shoppers in Richmond with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.
Acima Leasing vs. Progressive Leasing Stores in Richmond, KY
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Richmond stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.
Acima Leasing has more than 15,000 eligible stores — both local and nationwide. Shop at the stores you know and love, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. See which stores are available near you in Richmond, KY, or shop Acima Leasing's online retailers.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Richmond, KY?
Progressive Leasing and Acima Leasing in Richmond, KY consider the same items leasable. Broadly speaking, an eligible product must be durable, returnable, and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Is Progressive Leasing or Acima Leasing in Richmond, KY Right for You?
The decision of which Richmond, KY lease-to-own company to choose is entirely yours to make. You have to select the right fit for you based on the application process, approval requirements, and which Richmond stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Secure instant shopping power for the products you need today.