How to Lease-to-Own At Your Favorite Stores in Richmond, KY

Acima is the way to get what you need today! Apply now to get the everyday items and big-ticket things you need to keep life the way you want it. Get approved in Richmond to lease appliances, electronics, computers, tires, furniture, eyewear, and so much more!

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

Do it all in the mobile app.

Do it all in the mobile app.

Apply, shop, and manage your lease the easy way. Scan the QR code to download our mobile app!

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Is Leasing-to-Own in Richmond, KY Right for You?

When your budget is busted, there’s Acima. Acima is also there when you have a less than perfect credit history. When you can’t wait till next payday, Acima has your back. Acima is your Richmond, KY lease-to-own solution. We joined forces with big box stores and locally-owned businesses to help folks with less than ideal credit take home what they need in Richmond, KY.

With Acima, you can lease-to-own appliances, tablets, furnishings, tires, eyeglasses, power tools, watches, and even musical instruments in Richmond, KY. But why lease-to-own over purchasing outright? Because life can get costly when you least expect it. And you might not always have the cash handy to pay for essential items like kitchen ranges, laptops, prescription eyeglasses, or tools for those DIY home projects. Choosing to lease-to-own with Acima is a smart way to shop now, all without using credit. Apply now or ask about Acima at the Richmond stores you love.

What Can You Get with Acima in Richmond, KY?

You can use Acima at many of the best-known retailers in Richmond, even those that don’t usually offer a lease-to-own option. With Acima, you can lease-to-own in stores all over Richmond. Here's just a sampling of everything you can lease through Acima!

Ride Right with Lease-to-Own Tires & Wheels in Richmond, KY

With Acima, you can make flexible lease renewal payments on tires and rims at auto shops across Richmond with payment options that work with your life. So next time you get a flat tire, or need new tires for your upcoming road trip, make it happen at just the right moment by partnering with Acima for lease-to-own tires and wheels in Richmond.

Lease-to-Own Appliances Take the Guesswork Out of Housework

Similar to how you rely on your car, your kitchen and home appliances are vital. A stainless washer and dryer set keep your clothes clean and the family looking stylish. The fridge is your family’s most-loved appliance. It houses fresh fruits, meals, and cheeses. The oven range is where you try new recipes and meal prep healthy dinners for the whole crew. And as for the dishwasher? It's the real hero of the kitchen at the end of a long week of breakfasts, grilled cheese sandwiches, and social media-worthy desserts. But even the highest quality items aren’t meant to last forever — and your beloved appliances are no exception. Buying new appliances on average, can cost up to $10,875. And replacing only one or two appliances can still cost hundreds, or even thousands of dollars. Lease through Acima for lease-to-own appliances in Richmond and have them in your home as soon as today. There’s no need to deal with a faulty oven or risk your food going bad in a lukewarm fridge when Acima lets you lease-to-own appliances from your favorite retailers in Richmond.

Let the Beat Drop with Lease-to-Own Home & Car Audio Accessories in Richmond

Are you a budding DJ? A musical savant? Someone who needs the best gear to keep up with your favorite multiplayer games? Turn up the volume on your entertainment experience at home and in the car with electronics for lease in Richmond. You can make flexible lease renewal payments on the best in-home sound systems and in-car Bluetooth® radio gear using Acima’s lease-to-on options. Now you can finally upgrade your car’s stereo. And when the kids ask Santa for gaming consoles, you can supercharge their playtime without a "super charge" on your debit card. And when football season rolls around, you can savor every play with a lease-to-own big-screen TV that rivals the 50-yard line experience.

Take in the Views with Lease-to-Own Sun and Eyeglasses in Richmond

You won’t be able to enjoy your new TV if you can’t see it clearly. If you’ve been procrastinating on your yearly eye exam or avoiding getting eyeglasses, contacts, or specs, you don't have to squint another day. Leasing eyewear in Richmond through Acima means you can make flexible lease renewal payments on the eyewear you need to have a crystal clear view. Find your nearest vision center and ask about leasing eyewear in Richmond with Acima. Don’t wait for great vision or great credit!

Lease Luxury on a Budget with Lease-to-Own Furniture in Richmond, KY

Are you over trying to relax on a sagging sectional? Tired of tossing and turning on a bumpy mattress? When you lease-to-own furniture with Acima, you can make the home of your dreams a reality. Acima leases high-quality furnishings for every space from our host retailers in Richmond — the primary and guest bedrooms, kitchen, game room, and the home office, too. Lease-to-own platform bed frames, pillow top mattresses, sofas and sectionals, cocktail tables, TV stands, bunk beds, light fixtures, and beyond. If you want to upgrade your Richmond home’s furniture now, get it today through Acima — the no credit way to shop in Richmond!

Channel Your DIY Skills with Power Tools for Lease in Richmond, KY

Revamping your space in Richmond doesn’t stop with new furniture. The right tool set can awaken your inner home renovator and help you cross off all the projects on your to-do list. Sand and repaint your faded front door! Wall mount your new smart TV. Build mom that bird house. All without dropping your entire paycheck on a hammer drill, circle saw, or dremel. With a set of lease-to-own power tools in Richmond, you can make easy-to-manage lease renewal payments on a schedule that works with your budget and be the handy-person you've always wanted to be. With Acima, you can easily lease-to-own power tools in Richmond today.

Discover Nature with Sports and Outdoor Gear for Lease in Richmond

Life in Kentucky means your next outdoor adventure is never too far away. It's like one big playground! But it’s hard to fully enjoy unless you have the right gear. And the right equipment can be expensive. Luckily, through Acima you can lease-to-own what you need from your favorite camping and recreation stores in Richmond. Lease-to-own everything from bicycles and golf clubs to fishing gear and cornhole sets. If you want to get into a new sport or adventure this season, don't hold back. Just ask about making small lease renewal payments through Acima and go the lease-to-own route. It's an easy path to your next Richmond adventure!

Lease Jewelry in Richmond, KY for You and Yours

The fun doesn’t stop with lease-to-purchase outdoor gear in Richmond. For the fashion-forward folks, Acima also enables you to lease-to-own fine jewelry in Richmond, KY. Need a present for your spouse on your anniversary? Bring home a beautiful ring now with flexible lease renewal payments. Lost your precious gold chain? No need to save for months to replace it. Instead visit one of our, lease-to-own jewelry merchants in Richmond and start leasing a new ring, chain, or watch with a manageable initial payment.

Nothing Sounds Better Than Leasing Instruments in Richmond, KY

Acima has lease-to-own products for everyone in your home — you can lease gold jewelry for your spouse or a violin for your gifted middle schooler. Sort through our local host retailers in Richmond, KY to find lease-to-own musical instrument retailers near you. Whether your fourth grader’s music teacher requires a flute or your student needs a new guitar for their upcoming recital. Acima makes it easy to shop everything from accordions to xylophones!

What's the Lease-to-Own Process Like in Richmond, KY?

You’ve honed in on the lease-to-own refrigerator, brand-name laptop, or set of tires you want. Now how do you get it? Apply online for a lease with Acima, on your smartphone, or at a retailer that partners with Acima in Richmond. It’s easy to apply and don’t fret, Acima considers various factors when reviewing your app, and regularly approve customers with less than perfect credit history. During the application process, we’ll ask for details about your current job, amount of monthly income, and the status of your checking account. After approval, you can pick a flexible payment option that works for you. This makes it easier for you to make lease renewal payments over time. And we make lining up your payment schedule with paydays easy. We encourage you to try Acima — the no-credit way to shop at stores all over Richmond, KY. Lease-to-own the things you need today!

*The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Merchant participating locations only. Not all applicants are approved. See lease for details.

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