Comparing Acima Leasing and Snap Finance in Pleasureville, KY

You need a lease-to-own option in Pleasureville, KY — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Pleasureville, KY Lease-to-Own Companies

When selecting a lease-to-own company in Pleasureville, KY, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Pleasureville so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Pleasureville, KY

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Pleasureville, KY follow similar models. You shop in person or online at an approved Pleasureville retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, shop for the eligible products you want to get, and Snap Finance in Pleasureville, KY or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

What Can You Lease With Acima Leasing and Snap Finance in Pleasureville, KY?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Pleasureville, KY. As a general rule of thumb, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

Pleasureville, KY Snap Finance Stores vs. Acima Leasing

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Pleasureville, KY as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Pleasureville stores and national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Pleasureville, KY or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Pleasureville, KY

Both Snap Finance and Amica Leasing support Pleasureville, KY residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

Snap Finance requires you to be old enough to legally enter into a contract in Pleasureville, KY. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in Pleasureville, KY also need an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Pleasureville, KY Lease-to-Own Company

Many shoppers across Pleasureville, KY can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.