Choosing a Lease-to-Own Company in Pikeville, KY
When selecting a lease-to-own company in Pikeville, KY, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Pikeville and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Pikeville, KY Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Pikeville, KY follow similar models. You shop at an approved Pikeville retailer online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Pikeville, KY will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Pikeville, KY?
The items you can shop for in Pikeville, KY depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Pikeville, KY
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Pikeville, KY and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Pikeville businesses to the big brands you know, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Pikeville, KY.
What Are the Requirements for Acima Leasing vs. Snap Finance in Pikeville, KY?
Snap Finance and Acima Leasing both want to help shoppers in Pikeville KY get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Pikeville, KY, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Pikeville, KY also need at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Pikeville, KY, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Pikeville, KY. Choose the lease-to-own company that works best for you based on eligible stores, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.