Snap Finance in Perryville, KY or Acima Leasing: Which is Better for You?

Looking for a lease-to-own company in Perryville, KY? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Perryville, KY Lease-to-Own Company

When comparing lease-to-own companies in Perryville, KY, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Perryville so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Perryville, KY

Are there any differences in how Snap Finance and Acima Leasing work? Most Perryville, KY lease-to-own companies operate similarly. To start, you choose an approved retailer in Perryville and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

You get approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Perryville, KY will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Perryville, KY?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Perryville, KY. Typically, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

Perryville, KY Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Perryville, KY and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Perryville stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Perryville, KY, or check out our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Perryville, KY

Snap Finance and Amica Leasing are dedicated to helping Perryville, KY shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.

To apply for Snap Finance in Perryville, KY, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Perryville, KY requires an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Perryville, KY Lease-to-Own Company

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Perryville, KY. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.